Rates comparisons
Loan Factory vs. Wells Fargo
Rates as of Monday, October 02 2023 at 9:50 AM (Pacific Time)
| Wells Fargo | ||
|---|---|---|
| Rate | 7% (APR=7%) | 7.375% (APR=7.584%) |
| Points / Credits | $0 | $7,989 |
| Payment | $1,331 | $1,381 |
| Saving over 30 years | $25,989 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Monday, October 02 2023 at 9:50 AM (Pacific Time)
| Chase | ||
|---|---|---|
| Rate | 7% (APR=7%) | 7.625% (APR=7.733%) |
| Points / Credits | $0 | $2,853 |
| Payment | $1,996 | $2,123 |
| Saving over 30 years | $48,710 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Monday, October 02 2023 at 9:50 AM (Pacific Time)
| Citibank | ||
|---|---|---|
| Rate | 7% (APR=7%) | 7.5% (APR=7.704%) |
| Points / Credits | $0 | $1,125 |
| Payment | $998 | $1,049 |
| Saving over 30 years | $19,485 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Monday, October 02 2023 at 9:51 AM (Pacific Time)
| Bank of America | ||
|---|---|---|
| Rate | 7% (APR=7.025%) | 7.875% (APR=8.14%) |
| Points / Credits | $500 | $1,726 |
| Payment | $1,331 | $1,450 |
| Saving over 30 years | $44,066 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Monday, October 02 2023 at 9:51 AM (Pacific Time)
| Guaranteed Rate | ||
|---|---|---|
| Rate | 7% (APR=7.025%) | 7.375% (APR=7.785%) |
| Points / Credits | $875 | $4,113 |
| Payment | $2,329 | $2,417 |
| Saving over 30 years | $34,918 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Monday, October 02 2023 at 9:51 AM (Pacific Time)
| Better.com | ||
|---|---|---|
| Rate | 7% (APR=7.025%) | 7.25% (APR=7.456%) |
| Points / Credits | $400 | $3,200 |
| Payment | $1,064 | $1,091 |
| Saving over 30 years | $12,520 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)