We search rates among 34 lenders
Mortgage Disclosures

Mortgage Rates

Our Accomplishments

27814+

Customers

$11.2+ billion

In Closed Loans

5206+

(Avg. 5.00)
Google Reviews

Licensed states

#1 Broker in the US 2021 & 2022

Why are our rates so low?

1. We work with dozens of the top wholesale lenders and shop their rates in real time, finding an amazing rate for you.
2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
3. Our profit per loan is much lower than banks. We know if we give you an amazing deal, you will send us lots of referrals.

How We Stack Up

	Loan Factory	Banks / Online Lenders / Brokers
Provide customized, real-time rate quotes		Rarely
Immediate notification of any market rate movements		Sometimes
Comprehensive rates comparisons across all lenders		Sometimes

Our Client Testimonials

The staff are helpful and responsive to our queries. Kudos to Teena and Steve who helped us to close the loan in a timely manner.
Hoa Duong on May 26, 2023 6:44 PM

Dao Doan on May 26, 2023 4:56 AM

I want to say thank you to Loan Factory and team anh Thuan Nguyen, chi Vivian Vo, Mel Phan, Emi Le, Randy Nguyen. They are really good team and provide excellent customer service. They offer good rate & follow up throughly every step of the process. I highly recommend Loan Factory to family & friends.
Vi Hoang on May 25, 2023 6:25 PM

(Translated by Google) I would like to give special thanks to Hellen & Teena, who worked hard, devotedly, thoughtfully, so that I could get a very good interest rate from the bank, get the house as soon as I wanted, She also informed us about every step of the loan process so I didn't have to worry, and helped me close 🏡 on the right day, just as I wanted.. Sincere thanks to all of you.. ❤️ ❤️❤️😍😍😍 (Original) Tôi muốn gửi lời cảm ơn đặc biệt đến Hellen & Teena ,người đã làm việc chăm chỉ ,tận tình , chu đáo,để tôi có được một mức lãi suất rất tốt từ ngân hàng ,có đuợc sớm ngôi nhà như tôi mong muốn , Cô ấy cũng thông báo cho chúng tôi về từng bước của quy trình cho vay khiến tôi không phải lo lắng , và giúp tôi closing 🏡 đúng ngày, như tôi đã muốn ..chân thành gửi ngàn lời cảm ơn đến các bạn.. ❤️❤️❤️😍😍😍
A Ng on May 25, 2023 8:25 AM

I couldn't be more grateful for having Anne Nguyen as our loan officer. She has been our Big Sister throughout our home-buying journey, making everything feel easy and simple, especially for first-time buyers like us. Despite doing our fair share of research, the loan application process still felt overwhelming and complicated. But Anne swooped in and made it a breeze. She guided us through every step with patience, providing detailed explanations for any questions we had. She was lightning-fast in every situation, addressing our concerns promptly and keeping us well-informed. No matter how busy she was, she made time for us and made sure that every number and detail was crystal clear. There was no room for confusion or assumptions. I still remembered when she stayed up until 2 am just to go through every line in the closing disclosure with me as the closing day approached. Her dedication and commitment to our peace of mind were truly remarkable and appreciated. Anne's level of dedication is something rare and extraordinary. Her willingness to go above and beyond for her clients is simply unmatched. We feel incredibly fortunate to have had her as our loan officer. From the bottom of our hearts, thank you chi Anne, Tom, and other members at Loan Factory. Your big help is much appreciated! Hieu & Nga
Angie Nguyen on May 24, 2023 11:52 PM

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