We search rates among 232 lenders
Mortgage Disclosures

Mortgage Rates

OUR ACCOMPLISHMENTS

232+

Number of Lenders

14863+

(Avg. 5.0) Google Reviews

2222+

Loan officers

Licensed states

Why are our rates so low?

1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 232 lenders in real-time for you.
2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

How We Stack Up

	Loan Factory	Banks / Online Lenders / Brokers
Provide customized, real-time rate quotes		Rarely
Immediate notification of any market rate movements		Sometimes
Comprehensive rates comparisons across all lenders		Sometimes

Our Client Testimonials

Loan Factory is a great company with excellent and professional staffs. I received a very good interest rate after refinancing. I sincerely thank all the staffs at Loan Factory, especially Helen and Matt, who directly handled my case very quickly and professionally. Likewise, I also thank Mr. Thuan Nguyen, who provided support throughout the application process. Great company, excellent and professional staffs.
David Hope on Nov 1, 2025, 8:03 AM

We had a lot of requirements and special circumstances for our loan, but Nami and Don at Loan Factory went above and beyond to make sure everything was handled smoothly and on time. They were patient, responsive, and incredibly knowledgeable — walking us through each step and ensuring no detail was missed. Despite our complex situation, they made the process feel easy and efficient. We’re so grateful for their professionalism and dedication. Highly recommend Nami, Don, and the entire Loan Factory team!
Kate Lin on Oct 31, 2025, 9:54 PM

Thank you Vince Truong and Dean Le for the awesome support. Both Vince and Dean have been very helpful throughout the loan process. They answered all the questions and concerns we have. They went above and beyond to make sure I’m informed and Vince and his team have been very responsive even if I had some questions and wanted to discuss with Vince during the weekends. What an awesome team with excellent work ethic. I highly recommend Vince and his team at Loan Factory to anyone, especially if you’re working as a nail technician or a nail salon owner.
Tu Truong on Oct 31, 2025, 8:19 PM

Thank you Vince and his team. Vince was very helpful and always available to answer my questions and concerns. Vince is absolutely excellent throughout the entire process. He offers great advice from both real estate and mortgage loan.
Son Truong on Oct 31, 2025, 8:07 PM

Ann and Lucy do a great job! Thank you so much!
Tho Phan on Oct 31, 2025, 7:04 PM

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