We search rates among 34 lenders
Mortgage Disclosures

Mortgage Rates

Our Accomplishments

27992+

Customers

$11.3+ billion

In Closed Loans

(Avg. 0.00)
Google Reviews

Licensed states

#1 Broker in the US 2021 & 2022

Why are our rates so low?

1. We work with dozens of the top wholesale lenders and shop their rates in real time, finding an amazing rate for you.
2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
3. Our profit per loan is much lower than banks. We know if we give you an amazing deal, you will send us lots of referrals.

How We Stack Up

	Loan Factory	Banks / Online Lenders / Brokers
Provide customized, real-time rate quotes		Rarely
Immediate notification of any market rate movements		Sometimes
Comprehensive rates comparisons across all lenders		Sometimes

Our Client Testimonials

They are enthusiasm team
Hung Vu on Jun 1, 2023 6:55 PM

“I had a wonderful experience and I would highly recommend Mel to others.
cecy Ovi on Jun 1, 2023 8:53 AM

Its easy to write a good review when things goes smoothly but when things go south, not so much. Felt like what could've gone wrong did go wrong for our loan, though no fault of LF, but thanks to the team, Don Diep, Matt Hang , Tom Le and Emi, we made it to the finish line. Special thanks to Matt for going above and beyond making the best of a dire situation and getting us to close.
Clayton Chan on Jun 1, 2023 12:13 AM

Thanks to the dedication and excellent support from Loan Factory team: Suong Nguyen and Tom Le, my family has successfully closed our dream home. I have no doubt in recommending their second to none service to friends and partners.
thanh le on May 31, 2023 11:17 PM

Ryan Domingo and Tom Le were very fast, thorough, patient and just simply exceptional in helping us finish the loan process. They are awesome. Rocket Mortgage mean business and the team are out there to help.
Rogeric Teodoro on May 31, 2023 7:37 PM

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